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OSHC Australia for Indian Students – Overseas Student Health Cover for Australia Student Visa

Australia is one of the most popular study destinations for Indian students, offering world-class universities, globally recognised degrees, excellent career opportunities, and a high quality of life. However, before you can receive your Australian Student Visa (Subclass 500), you must have Overseas Student Health Cover (OSHC).

If you are planning to study in Australia from Mumbai, Thane, Navi Mumbai, Kalyan, or anywhere in India, understanding OSHC is essential. At Jetset VAdvisor, we help students compare OSHC providers, obtain the right health insurance plan, and complete their Australia student visa application smoothly.

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Visa Requirement100% Compliant
Avg. Claim Turnaround48 Hours
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What is OSHC Australia?

Overseas Student Health Cover (OSHC) is a health insurance policy designed specifically for international students studying in Australia.

The Australian Government requires most international students to maintain valid OSHC throughout their study period. Without OSHC, you may not be eligible for an Australian student visa.

  • Doctor consultations (GP visits)
  • Hospital treatment
  • Emergency ambulance services
  • Prescription medicines
  • Specialist consultations
  • Limited medical services during your stay

Documents Required for OSHC Australia for Indian Students

Passport copy
Course duration details
Personal information
Confirmation of Enrolment (CoE)
Visa application details

Why is OSHC Mandatory for Australian Student Visa?

Australia has a high-quality healthcare system, but medical treatment can be expensive for international students. The Australian Government introduced OSHC to ensure students can access healthcare services without facing significant financial burdens.

Meets Visa Requirements

A mandatory condition for your Subclass 500 Student Visa application to be accepted.

Access to Medical Care

Get access to quality healthcare services throughout your studies in Australia.

Hospital Treatment Cover

Comprehensive coverage for hospital admissions and treatment when you need it most.

Emergency Assistance

Financial support and cover for unexpected emergency medical situations.

Peace of Mind

Focus on your studies knowing your health needs are taken care of.

Financial Protection

Shields you from significant out-of-pocket medical expenses while abroad.

Who Needs OSHC Australia?

Indian students studying in Australia

Health insurance designed to meet Australian student visa requirements while you pursue your education.

International students on Student Visa Subclass 500

Comprehensive health cover for all students enrolled in Australian institutions.

Undergraduate students

Students enrolled in bachelor's degree programs need OSHC to ensure medical coverage while studying.

Postgraduate students

Students pursuing master's or postgraduate qualifications must have OSHC throughout their course.

Research students

Students undertaking research-based programs, including PhDs, require OSHC for continuous health insurance coverage.

Vocational Education and Training (VET) students

Students enrolled in vocational or skills-based training courses are also required to have OSHC during their studies in Australia.

Single OSHC

For one student only.

Couple OSHC

For the student and spouse.

Family OSHC

Student, spouse & dependent children.

Government Approved

Best OSHC Providers in Australia

Several Australian Government-approved OSHC providers offer health insurance for international students. Compare options to choose the best fit.

Allianz Care Australia

One of the most recognised OSHC providers offering comprehensive student health cover and extensive healthcare networks.

Bupa OSHC

A preferred choice among international students due to its broad medical coverage and easy claims process.

Medibank OSHC

Provides flexible plans and convenient access to healthcare services across Australia.

NIB OSHC

Offers competitive pricing and digital-friendly policy management.

ahm OSHC

Known for affordable plans and student-focused healthcare solutions.

CBHS International Health

Provides comprehensive coverage for international students and dependents.

Know exactly what's covered, before you pay

OSHC cost depends on your course length, plan type, and provider — we help you get a plan that matches your actual needs, not an overpriced default.

Key Features · Covered
  • General Practitioner (GP) visits
  • Hospital treatment & admissions
  • Emergency ambulance services
  • Prescription medicines (partial)
  • Specialist referral services
Key Features · Not Typically Covered
  • Dental treatment
  • Optical services
  • Cosmetic procedures
  • Physiotherapy (policy-dependent)
  • Certain specialist treatments

How to Buy OSHC from India?

Six steps, start to finish — we're with you for every one of them.

#1 Receive Your Offer Letter

Secure admission to your preferred Australian university or college.

#2 Choose an OSHC Provider

Compare trusted providers like Allianz, Bupa, Medibank, NIB, and CBHS.

#3 Pay OSHC Premium

Complete the payment for your required OSHC coverage period.

#4 Get Your OSHC Certificate

Receive your official OSHC confirmation certificate.

#5 Apply for Student Visa

Submit your Australian Student Visa application with your OSHC proof.

#6 Jetset VAdvisor Support

Our experts guide you through every step — from admission to visa approval.

Why Choose Jetset VAdvisor for OSHC Australia?

Finding the right OSHC plan can be confusing, especially when multiple providers offer different pricing and benefits.

Free Australia Counselling

Personalised guidance for students planning to study in Australia.

OSHC Comparison Support

Compare top OSHC providers and choose the best plan.

University Admissions

Assistance with university selection and applications.

Student Visa Assistance

End-to-end Australia student visa support.

Education Loan Assistance

Get guidance on education loans for studying in Australia.

Fee Remittance Support

Secure international fee payments and remittance assistance.

Scholarship Guidance

Explore scholarships available for Indian students.

SOP Support

Professional assistance with SOPs, visa documents, and application requirements.

Regional Counselling

Study in Australia with Expert Guidance from Maharashtra

Our experienced team helps students navigate the complete lifecycle of studying abroad — from university selection to visa approval. Students can easily access both **virtual and in-person counselling** sessions through Jetset VAdvisor.

Access Services From:

MumbaiThaneNavi MumbaiKalyanDombivliUlhasnagarPuneNashik

University & Admissions

Complete help in selecting globally recognised universities and securing your offer letter.

OSHC Arrangement

Seamless assistance in comparing and buying the right Overseas Student Health Cover.

Education Loan Support

Expert guidance on securing competitive student loans and swift international remittances.

Student Visa Processing

End-to-end subclass 500 visa application assistance with high success rates.

Students on university campus
Global Opportunity

Why Australia is a Top Destination for Indian Students

Australia continues to attract thousands of Indian students every year. Beyond globally ranked universities, it offers unparalleled career growth and an exceptional standard of living.

Globally Ranked Universities

Access world-class education with top-ranked global institutions.

Post-Study Work Rights

Gain valuable global work experience after completing your degree.

High Employability

Australian degrees are highly valued by top employers worldwide.

Multicultural Environment

Connect with a diverse global community and experience vibrant cultures.

Safe & Welcoming Cities

Study in welcoming, safe, and highly livable student-friendly environments.

Long-Term Career Growth

Build structured pathways toward global career advancement and success.

With proper planning and the right OSHC coverage, students can focus on their studies and future careers confidently.

Study Abroad

Start Your Get Your OSHC Australia Quote Today

Book a FREE Australia Counselling Session today and get expert guidance on OSHC, admissions, and visa applications.

Frequently Asked Questions

Is OSHC mandatory for Australia Student Visa?

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Yes. Most international students must maintain valid OSHC throughout their stay in Australia.

Can I buy OSHC after receiving admission?

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Yes. OSHC is usually arranged after receiving an offer letter or Confirmation of Enrolment (CoE).

Which OSHC provider is best?

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Popular providers include Allianz Care Australia, Bupa, Medibank, NIB, ahm, and CBHS. The best option depends on your requirements and budget.

Can my spouse be included in OSHC?

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Yes. Couple and Family OSHC plans are available for dependents.

How long should OSHC be valid?

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OSHC should cover the entire duration of your student visa and course period.

Can Jetset VAdvisor help me arrange OSHC?

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Yes. We assist students in comparing providers, obtaining OSHC certificates, and completing Australia student visa requirements.

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